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0800 005 688

Cross Country Drive

Marine Overview

The Policy Schedule and Policy Wording supercedes this overview at all times

Smallcraft, with or without trailer can be covered on a stand alone basis.

Full comprehensive cover for private use only.

Territorial limits

Inland: Botswana, Kenya, Lesotho, Malawi, Mozambique, Namibia, Republic of South Africa, Swaziland, Tanzania and Zimbabwe. Coastal: Mozambique and Namibia and Republic of South Africa, extends to 50 nautical miles offshore.

  • Vessels up to R2 500 000 in value can be insured
  • Settlement basis on Smallcraft – within first 4 years of first registration – new replacement basis
  • Settlement basis on inflatables – Current market value irrespective of the age of the vessel
  • Medical expenses up to R2 500 for insured or insured’s passengers as a direct result of personal injuries caused by violent accidental external and visible means
  • Repatriation of vessel and trailer outside the Republic of South Africa following damage – R35 000 or R50 000
  • Collision or impact with submerged objects is covered
  • Personal effects automatically included up to R5 000
  • Third Party and Passenger Liability
  • Accidental Death, Permanent disability and Medical Expenses for all occupants on the vessel
  • Damage to machinery by flotsam


Medical Assistance Helpline

Telephonic advice from doctors, ICU trained nursing sisters or paramedics.

Medical Emergency Evacuation

Fleet equipped to Advanced Life Support level.

Guaranteed Hospital Admission

In case of an accidental, unforeseen, life threatening medical emergency.

Emergency Roadside Assistance

Flat Tyre, Flat Battery, Keys locked in vehicle, Fuel Delivery and Mechanical or Electrical Breakdown Towing.

Accident Manager

24 hours a day helpline to Policyholders.

Weather Line

A 24 hour assistance service to access weather information at your planned destination.

Directions Service

A 24 hour assistance service providing directions or the shortest route.
Terms and Conditions Apply. Contact the call centre, 24 hours per day, 7 days per week on 0800 005 688 for detailed descriptions of the Assistance Services, including benefit limits.

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